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Archive for the 'Real Estate' Category

What are interest rates today, 7-25-10?

Rates – Seriously, how low can you go???

Conventional 30 Year - 4.25%-4.375%
Conventional 15 Year - 3.625%-3.75%
FHA/VA 30 Year - 4.25%-4.375%
Jumbo Conventional - 30 Year 4.50%-4.625%
Investor 30 Year - 4.75%-5.0%

Want to learn more? Give me a call and I’ll hook you up with a great lender who will help you save money! 

Open Saturday 11-2 – Just Listed – 230 Timberline, Auburn CA

This wonderful one-owner home in a delightful South Auburn neighborhood was built by the original owner-contractor, & meticulously maintained! Three bedrooms, 2 baths, plus downstairs suite with bedroom, living room & full bath, perfect for inlaw or teen setup, plus enclosed 200SF sun room. RV access & hookups! Near new HVAC & roof. Convenient to shopping, walking distance to Old Town, Farmer’s Market, Auburn Rec Park & Fairgrounds. Close to canyon trails too! This is a great place to call home!Check out the video tour!

The details:

4 bedrooms, 3 baths
2600 SF
Roof 1 year old, heating and air 2 years old!
Dual pane windows throughout
Outbuilding with power
RV access and hookups
Nice deck with pergola and seating area
Near new hot tub included
Turnkey condition
Convenient to shopping & transportation

Call Noel for more info at 530-305-8409

Cute, remodeled, affordable home for sale in Rancho Cordova, CA – $143,500

Take a look at this darling house in a quiet neighborhood. It’s turnkey and ready to move right in.

Light & bright turnkey home on a quiet loop, ready to move right in! Completely remodeled in 2008, it has 3 bedrooms, 2 baths and has 1256 square feet. There are new dual pane windows, new roof, heating & air, tile floors, original wood floors, granite counters & stainless appliances, remodeled bathrooms, new stucco exterior, paint inside & out. Large lot with a fenced & covered courtyard to relax in, apple & plum trees in the backyard. Not a short sale or REO – easy to buy and close! Clear Pest Report!

Please see the video tour!

I want to buy a house. How do I prequalify for a loan?

You are ready to buy a home. Your friends and family say, “you need to get prequalified for a loan.” So what does that mean? Check out this video to find out the ins and outs of prequalification and preapproval.

For more information on the how-tos of home buying & selling, call:

Noel Crider
Keller Williams Realty
(530) 305-8409
email: ncrider@kw.com

To get prequalified or learn more about the latest loan programs, call:

Scott Cooper
Big Valley Mortgage
(916) 412-9530
email: scooper@apmortgage.com

Real Estate Roundtable – How to get your offer accepted.

So you’re prequalified, your down payment is in the bank, your credit is up to snuff. You are ready to buy a house. You find the perfect home, and an investor comes in with cash and snatches it out of your grasp. Frustrating? Definitely. So what can you do differently to increase your chances of getting your offer accepted?

Today I talked to Scott Cooper at Big Valley Mortgage who has some great tips on how to do just that! Take a look:

If you are thinking about buying or selling a home, or just need questions answered, call:

Noel Crider
Keller Williams Realty
(530) 305-8409
email: ncrider@kw.com

To get prequalified or learn more about the latest loan programs, call:

Scott Cooper
Big Valley Mortgage
(916) 412-9530
email: scooper@apmortgage.com

Real Estate Round Table – What are interest rates today? Incredible!

Noel Crider of Keller Williams Realty in Auburn, CA, and Scott Cooper of Big Valley Mortgage discuss today’s incredible rates, and a couple of great programs you can take advantage of right now to make the best of your real estate buying experience!

To buy or sell a home, or learn more about the home buying or selling process, call:

Noel Crider
Keller Williams Realty
(530) 305-8409
email: ncrider@kw.com

To get prequalified or learn more about the latest loan programs, call:

Scott Cooper
Big Valley Mortgage
(916) 412-9530
email: scooper@apmortgage.com

Views, views, views! Check out this home for sale in Auburn CA!

Vacation at home in this wonderful rural retreat! Just 12 minutes from the freeway or downtown Auburn!

 
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Absolutely spectacular views from this lovely,  spacious home. Built by the owner in 2003, it speaks quality & comfort throughout. It has a beautiful, open kitchen with custom cabinets & granite slab counters which opens into the large family room with a custom built-in entertainment center. The master suite has its own gas fireplace and sitting area. The master bath has two vanity areas, a walk-in shower with a regular head and with jetted tub takes in the view, 2 beds w/jack-n-jill bath, office, & large bonus room above the garage with a 4th bedroom & full bath. Extensive (2000 sf) composite decking leads to built-in pool which takes in the view! Perfection! Check out the video tour!

 The details:

4 bedroom
3.5 baths
4140 square feet
Spacious open floor plan with wood floors in the main area, carpet in the bedrooms and tile in the bathrooms
Kitchen with granite countertops, custom cabinets, and breakfast nook to enjoy the view
2,000 SF of composite decking
5 acres
Views to die for!
Built-in pool & spa – views included!
Separate Office
Bonus room above garage with one of the bedrooms and full bath
Huge master suite with gas fireplace, sitting area, and wonderful bathroom retreat with jetted tub

This is a must see at a great price. Not a short sale or REO…

Reduced again! $299,000 – 1470 El Camino Verde Dr. Lincoln, CA

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$299,000 (just reduced again!)

Short Sale bank says approval is within 2 weeks!

Spacious & stunning 5 bedroom, 4 bath home, near new and move-in ready!

This beautiful Fosket Ranch home is bright and welcoming from the moment you walk in, with custom paint, soaring ceilings, a sweeping staircase and much more! The kitchen is open and spacious with plenty of room for cooking and entertaining. With 5 bedrooms and 4 full baths, there is plenty of room for everyone. The laundry/utility room is quite large, with storage and access to the outside. The master bedroom is lovely with a large bathroom and huge closet. This home is a must-see! No HOA dues.

The wonderful tax benefits of homeownership.

The tax benefits to homeownership are almost too good to be true!

1.  When you purchase a home, in most cases, loan discount points and origination fees are tax deductible to the buyer, regardless of who pays them.
2.  You can deduct mortgage interest charged on a loan used to acquire or improve your principal residence in the year that it is paid. In the early years of a loan, most of your monthly payment is interest, so this can really add up.
3. Finally, when you sell the home, as an individual you can earn up to $250,000 and pay no taxes on it, and as a couple, it’s $500,000. Learn more.

For more information about buying a home, please contact me.